ROOFING ESTIMATES
Get prices from across the board
Bids & Proposals
Square Roofing is happy to give bids! When dealing with an insurance claim some contractors say things like, “We’ll just charge what the claim pays out.” Square, on the other hand, doesn’t delegate what you do with your proceeds. We’ve found a situation lately with ‘non recoverable depreciation’, when we expected to find the opposite. This can have a huge negative impact on the budget. Even if you’re not dealing with an insurance claim, our bid process is still the same. We give you the roof options from across the spectrum.
When we do our site evaluation we might order a Satellite Measurement report. You can see an example of that below. Once we have accurate measurements, we use our Shingle Cost Analysis in order to bid with various materials. You can view an example of this document below! Because of our long history with using this method, we are very confident in the prices we give. Once we’ve calculated our bids, we will create a detailed proposal, called the Jobsite Specifications Agreement. On our proposal you’ll find more specifics than on most typical roofing bids. That’s because we’re proud of the quality we offer. Also, we like our customers to be well informed.
In addition to the Shingle Proposal, we also have an example of our Standing Seam Metal Proposal. Here you’ll see the details of how we build a roof that’s made to last a lifetime. For us, the process of pricing a metal roof is actually fairly simple. We don’t need the Cost Analysis sheet, like with shingles. We do a turn-key price based on a few simple variables. We think you’ll be impressed with our process! Call us today to get started with a bid.
Satellite Measurement
Shingle Cost Analysis
Shingle Proposal
Metal Proposal
Insurance Estimates
Insurance estimates can sometimes be a headache to look at, even for us! Don’t worry though, we always find the right of it. All insurance companies use computer software programs to create estimates for the damages they observe.
A majority of the time the program that’s used is called Xactimate. Some smaller insurance companies may use the SimSol estimating program. Square Roofing uses Xactimate in order to double check the accuracy of a payout on a claim. These programs have an incredible amount of detail about what it takes to fix property damage. The programs are routinely updated with the local current costs of materials and labor rates. Creating an estimate in these programs starts with a thorough inspection of the damaged property. For a roof estimate, each component is ‘line-itemed’. As you will see in the examples below, the price of similar line-items can still vary greatly. You’ll see that being accurate is critical in this process. In addition to accuracy, we strive to be fair to all parties involved. The property owner should not be shortchanged, but the insurance company should not be gouged either. The great thing about using Xactimate for estimation is that it sets a standard for what’s to be expected. It’s not a guessing game.
Depending on many variables, the first estimate from an adjuster can hit all over the map. Below we have four examples of an insurance company’s estimate for a re-roof job due to hail damage. There’s two shingle roof examples, and two metal roof examples. Along with the insurance company’s estimate, you can see the Square Roofing Xactimate estimate that corresponds. These were actual Square Roofing jobs that we saw through to completion. Their “Showcases” can even be viewed in our Gallery!
Claim Estimate Examples
Example 1 Explanation
This is for a shingle roof. The storm was May 2024 in Dripping Springs, Tx. In this example the adjuster and the insurance company gave a very fair and comprehensive estimate. They made this estimate without any prompt from Square Roofing. When we review insurance paperwork, these are a few points we look for; are measurements and quantities correct, are the waste factors adequate, did all of the correct components get included, are the unit prices comparable from the insurance estimate to our Xactimate. For this job we were satisfied with each of these points. They gave a roof estimate of $29,563.46, and our Xactimate estimate came to $28,750.47. The two main differences were that they paid for the temporary tarp job, about $150. Also, they made a typo and overpaid the ‘ridge vent’ on the garage roof, about $400. We commend the insurance company on this claim for doing the whole thing correctly of their own accord. (With this example the Summary page is not included with the Claim Paperwork since the totals show many other repairs aside from the roofs.)
Click to read
Claim Paperwork
Square Xactimate
Example 2 Explanation
This is for a shingle roof. The storm was June of 2023 in Kerrville, Tx. This estimate was done in the SimSol program, as opposed to the much more common Xactimate program. We find that SimSol generally pays lower. You will see that that is the case with this claim. One glaring example is lines 3 and 4 on the insurance estimate. These two lines account for the replacement of the shingles. Their combined unit cost is about $236. On the Square estimate line 2 is for the shingle replacement. Our estimate shows a unit cost of $259.53, which makes a $900 difference from the insurance. Another example is line 7 on the insurance estimate. They paid a unit cost of $29.96 for the ’15 pound felt’. The Square Roofing estimate has that material at $34.29 which equates to a difference of $500 between the two estimates. Then they play games by paying a little more on certain items. The Square estimate has a ‘lead pipe boot’ at $79.59, whereas the insurance estimate is at $90.10. So they’ve given an extra $75 for this aspect, yet they’re thousands short on the bottom line… With these errors corrected, Square Roofing got the owner an additional $5,000.
Click to read
Claim Paperwork
Square Xactimate
Example 3 Explanation
This is for a metal roof. The storm was in June of 2023 in Mountain Home, Tx. We found this one to have a curious turnout. The adjusters estimate and the Square Xactimate were made independently of each other. They each use some similar but also some dissimilar line items. Yet they both landed within $200 dollars of each other. We were happy to proceed with the repairs. Some contractors might have seen an opportunity to push for more. As stated before, we want what’s fair for all parties involved.
Click to read
Claim Paperwork
Square Xactimate
Example 4 Explanation
This one is missing its cover page. It’s for a metal roof. The storm was June of 2023 in Kerrville. With this example we found that there were serious discrepancies between the adjusters estimate and ours. Thier estimate was made with Xactimate, but they had several errors of information. Some of the main points were; the adjuster paid for a patio cover when it was actually metal roofing panels, the measurement for the patio cover/metal roof was 301 square feet and not 129.80, the measurement for the main house area was 1,336 square feet and not 1,169.69, wall flashing was missed, and the ‘steep roof’ payment was missed. Although these errors are all verifiable facts, the adjuster was quite obstinate about getting it fixed. After much effort to prove the mistakes, we took the claim from the original allowance of $14,517.36 to the Square Roofing estimate of $18,148.84.
Click to read
Claim Paperwork
Square Xactimate
Simply put, roofing is in our blood.
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